Microfinance training and the number of loans received by SMEs. An empirical evidence from emerging economy
Journal Title: Business and Economic Horizons - Year 2018, Vol 14, Issue 2
Abstract
The objective of this study is to examine the impact of Microfinance training, Trust and Social ties on the Number of loans received by small and medium-scale enterprises (SMEs) in developing economies. The Poisson regression model is used as the method of analysis. 195 SMEs in North-Eastern Nigeria form the sample of the study based on two-stage sampling and simple random sampling technique. The results reveal that Social ties, Location, and Nature of operation have a significant positive relationship with the Number of loans receives by SMEs. Similarly, the Number of training and Trust have significant positive impact on the Number of loans received; however, they demonstrate the least impact as compared with the other variables based on the level of significance.
Authors and Affiliations
Habibu Sani, Shazida Jan Mohd-Khan, Mohd Saifoul Zamzuri Noor
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