Microprudential Policy in Maintaining Bank Stability
Journal Title: Journal of Economics, Finance and Management Studies - Year 2022, Vol 5, Issue 06
Abstract
The purpose of this study was to determine the effect of microprudential policy as measured by liquidity risk (LDR), credit risk (NPF), market risk (NIM) and operational risk (BOPO) on the stability of state-owned banks in Indonesia as measured using the Z-score. Where the sample in this study uses a purposive sampling method obtained by 7 banks BUMN in Indonesia and uses Panel Data Regression analysis. The tool used in this research is Eviews 12.0. The results of this study found that liquidity risk has a significant posi-tive effect on the stability banks in Indonesia, credit risk has a positive and insignificant effect on the stability banks in Indonesia, market risk has a sig-nificant negative ef-fect on the stability banks in Indonesia and operational risk has a signifi-cant negative effect on bank stability.
Authors and Affiliations
Nur Fajriani, Barianto Nurasri Sudarmawan
Keywords
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- EP ID EP708167
- DOI 10.47191/jefms/v5-i6-18
- Views 82
- Downloads 0
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