MOBILE MONEY FOR FINANCIAL INCLUSION
Journal Title: ULUSLARARASI AFRO-AVRASYA ARAŞTIRMALARI DERGİSİ - Year 2017, Vol 2, Issue 4
Abstract
Developing countries have dragged in terms of financial inclusion as compared to the developed world. Banks and other traditional financial institutions have hesitated from engaging the bottom of the pyramid for lack of commercial viability. However, this trend has all but been reversed in the past decade, thanks (in most part) to mobile money. The application of mobile money has changed how business is conducted in many places and has been credit to economic advancement in some developing countries. It is, however, noted that not all countries have had the same level of success with mobile money; some have performed poorly while other have failed entirely. We set out to discern the main reasons for this disparity by looking at the success of mobile money as displayed by the operators considered by many as model examples in mobile money- Kenya and the Philippines.
Authors and Affiliations
Basil OKOTH, Çağlar KARAMAŞA, Serpil ALTINIRMAK
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