Penerapan Akad Murabahah pada Aplikasi Cicil Mahasiswa (Studi Kasus pada Mahasiswa UIN Sunan Gunung Djati Bandung)
Journal Title: Al-Muamalat: Jurnal Ekonomi Syariah - Year 2022, Vol 9, Issue 1
Abstract
The aim is to find out the practice of murabahah financing contracts in the student installment application at UIN Sunan Gunung Djati Bandung to know the Sharia Economic Law Analysis of the Murabahah contract in the student installment application linked to Fatwa DSN No. 04 /DSN-MUI / IV / 2000 regarding the murabahah contract. The research method, namely qualitative research, is a method that is carried out by describing, explaining, investigating something related to facts. The results of the research resulted in funding for student installment applications that are only specifically for active students with the steps that the customer must take, namely; have an installment application, fill in their personal data according to their ID card, the buyer looks for the items needed at the market place, then the buyer asks for an application, then chooses the installment time and after being confirmed it is followed by a meeting of representatives from the installment application, the student ambassador to make a sale contract and sign the agreement letter In terms of muamalah, it is harmonious and there are conditions that are not fulfilled on the object part and also the price as well as in the first Fatwa provisions point five and the second point two. Â Tujuan untuk mengetahui praktik akad pembiayaan murabahah pada aplikasi cicil mahasiswa di UIN Sunan Gunung Djati bandung mengetahui Analisis Hukum Ekonomi Syariah terhadap akad Murabahah pada Aplikasi cicil mahasiswa dihubungkan dengan Fatwa DSN No. 04/DSN-MUI/IV/2000 tentang akad murabahah. Metode penelitian yaitu penelitian kualitatif ialah metode yang dilakukan dengan cara menggambarkan, menjelaskan, menyelidiki suatu hal yang berkaitan dengan fakta. Hasil dari penelitian menghasilkan pembiayaan pada aplikasi cicil mahasiswa yang hanya dikhususkan bagi mahasiswa aktif dengan tahapan yang harus dilakukan oleh nasabah ialah; memiliki aplikasi cicil, mengisi data diri sesuai KTP, pembeli mencari barang yang dibutuhkan di market place, lalu pembeli meminta permohonan, kemudian memilih waktu angsuran dan setelah terkonfirmasi dilanjutkan dengan pertemuan wakil dari aplikasi cicil ialah student ambassador supaya melakukan akad jual beli dan tanda tangan surat perjanjian. Dalam ketentuan muamalah rukun dan syaratnya ada yang tidak terpenuhi pada bagian objek dan juga harga serta pada ketentuan Fatwa pertama poin lima dan ketentuan kedua poin dua.
Authors and Affiliations
Yupi Pirdayanti,
Keywords
Related Articles
- EP ID EP729800
- DOI https://doi.org/10.15575/am.v9i1.12351
- Views 67
- Downloads 0
Pengembangan Marketing Online Shop Fifau Hijab Perspektif Hukum Ekonomi Syariah
The term "creative economy" refers to a way to pursue sustainable development through creativity. Information technology plays an important role in marketing because it has the ability to create new sectors and change th...
Akibat Hukum Perjanjian Penyelesaian Sengketa Perbankan Syariah (Kajian Terhadap Klausula Pilihan Forum Penyelesaian Sengketa Di Pengadilan Negeri)
This research examines the legal consequences of the choice of forum clause for resolving Sharia banking disputes in the general court in the agreement made by the parties. Prior to the issuance of Constitutional Court D...
Analisis Konsep Independensi dan Profesionalisme Majelis Ulama Indonesia terhadap Sertifikasi Jaminan Halal pada Industri Makanan Olahan di Jawa Barat
The Indonesian Ulema Council should maintain professionalism and independence when providing halal certification to ensure that the needs of Muslim consumers are met in accordance with religious teachings. Objectivity sh...
The Effectiveness of Nahdlatul Ulama (NU) Coin Fund Management in Enhancing the Welfare of Pekalongan City's Residents
This study aims to evaluate the effectiveness of Nahdlatul Ulama (NU) Coin fund management in improving community welfare in Pekalongan City, Indonesia. LAZISNU, as one of the Amil Zakat Institutions, has a work program...
Exequatur of Sharia Economic Sector Arbitration Awards in The National Legal System
Exequatur is the act of the Chief Justice of the Supreme Court granting an executive title to an arbitral award, allowing it to be enforced with the assistance of state instruments if required. This exequatur can take th...