Performance Analysis of Select Banks In Aizawl City, Mizoram
Journal Title: IOSR Journal of Economics and Finance (IOSR-JEF) - Year 2018, Vol 9, Issue 5
Abstract
The study has attempted to analyse the performance of select banks based on different indicators which are relevant in examining the performance of banks in financing different types of loans in Aizawl City, Mizoram. Banks in Aizawl are playing a dominant role for the economic development of the state through financing of loans. Ten banks were selected for the study and the study focussed on the amount of loans financed by these banks and the numbers of beneficiaries availing such loans. The indicators employed were Credit Deposit Ratio, financing of agricultural loans, financing of women and housing loan finance. The performance comparison is then carried out on a single indicator basis under which the selected banks were compared. The data are based on the quarter-end reports i.e. March end, of the State Level Bankers’ Committee (SLBC) of the five consecutive study periods, basically Data Envelope Analysis (DEA) is employed for the study. Out of the select banks, Canara Bank is the most progressive bank in terms of Cash-Deposit Ratio, Mizoram Cooperative Bank performed the best in financing agricultural loans, financing of women and housing loans during the study period. The study is hoped to have policy implications for the development of banks in Mizoram.
Authors and Affiliations
Dr. Lalhriatpuii
Keywords
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- EP ID EP414919
- DOI 10.9790/5933-0905020108.
- Views 168
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