Performance Analysis of Select Banks In Aizawl City, Mizoram
Journal Title: IOSR Journal of Economics and Finance (IOSR-JEF) - Year 2018, Vol 9, Issue 5
Abstract
The study has attempted to analyse the performance of select banks based on different indicators which are relevant in examining the performance of banks in financing different types of loans in Aizawl City, Mizoram. Banks in Aizawl are playing a dominant role for the economic development of the state through financing of loans. Ten banks were selected for the study and the study focussed on the amount of loans financed by these banks and the numbers of beneficiaries availing such loans. The indicators employed were Credit Deposit Ratio, financing of agricultural loans, financing of women and housing loan finance. The performance comparison is then carried out on a single indicator basis under which the selected banks were compared. The data are based on the quarter-end reports i.e. March end, of the State Level Bankers’ Committee (SLBC) of the five consecutive study periods, basically Data Envelope Analysis (DEA) is employed for the study. Out of the select banks, Canara Bank is the most progressive bank in terms of Cash-Deposit Ratio, Mizoram Cooperative Bank performed the best in financing agricultural loans, financing of women and housing loans during the study period. The study is hoped to have policy implications for the development of banks in Mizoram.
Authors and Affiliations
Dr. Lalhriatpuii
Keywords
Related Articles
- EP ID EP414919
- DOI 10.9790/5933-0905020108.
- Views 187
- Downloads 0
Strategies for the Acceptability of Islamic Micro Finance Institutions in Nigeria
The aim of thisconceptual paper is to highlights about the strategies usefor the acceptability of Islamic microfinance institutions in northern Nigeria.Theobjectives of the paper are to discuss the acceptability and stra...
Economic Efficiency in Table-Egg Agribusiness Enterprises in Akwa Ibom State, Nigeria.
This study investigated the economic efficiency in table egg agribusiness enterprises in Akwa Ibom State. The specific objectives were to; describe the socioeconomic characteristics of table egg entrepreneurs in Akwa Ibo...
Impact Of Capital Market On The Economic Growth In Nigeria: An Empirical Analysis.
The study investigated the impact of capital market on the economic growth in Nigeria: Annual time series data were obtained from the Central Bank of Nigeria Statistical Bulletin and Securities and Exchange Commission st...
Impact of Goods and Service Tax on Indian Economy
GST otherwise called the Goods and Services Tax is characterized as the mammoth indirect tax structure which is intended to help and improve the financial as well as the economic development of a nation. In excess of mor...
Analysis of Inflation and Its Effect on Economic Growth in Nigeria
This paper examined the effect of inflation on economic growth in Nigeria utilizing annualized data covering the period 1986 – 2015, which were obtained from the Central Bank of Nigeria (CBN) Statistical Bulletin of vari...