Problems with Financial Services Authority Regulation Number 77/POJK.01/2016 as the Legal Basis for Sharia Fintech Peer-To-Peer Lending in the Review of Islamic Law

Journal Title: International Journal of Social Science And Human Research - Year 2024, Vol 7, Issue 05

Abstract

This research analyzes the Financial Services Authority Regulation (POJK) Number 77/PJOK.01/2016 as the legal basis for sharia P2PL fintech in reviewing Islamic law. This research uses a qualitative approach through normative juridical methods. The research results show that Financial Services Authority Regulation Number 77/PJOK.01/2016 needs to be revised to serve as the legal basis for sharia P2PL. Even though there was a fatwa from the National Sharia Council-Indonesian Ulema Council (DSN-MUI) in 2018, this caused legal confusion. This research concludes that special regulations are needed to regulate Sharia P2PL fintech.

Authors and Affiliations

Dadang Saepudin, Hasan Bisri, Ending Solehudin, Jaenudin

Keywords

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  • EP ID EP736101
  • DOI 10.47191/ijsshr/v7-i05-127
  • Views 41
  • Downloads 0

How To Cite

Dadang Saepudin, Hasan Bisri, Ending Solehudin, Jaenudin (2024). Problems with Financial Services Authority Regulation Number 77/POJK.01/2016 as the Legal Basis for Sharia Fintech Peer-To-Peer Lending in the Review of Islamic Law. International Journal of Social Science And Human Research, 7(05), -. https://europub.co.uk/articles/-A-736101