Relevance of Urban Co-Operative Banks In 21st Century

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Relevance of Urban Co-Operative Banks In 21st Century

Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 3

Abstract

Urban Co-operative Banks have been functioning in India over the last 100 years and the consolidation in the sector as well as the structural changes made them relevant even in 21st century. This can be substantiated by the size of business and growth of network of Urban Co-operative Banks across India and their banking practices in tune with the standards and practices of the private sector banks and foreign banks. The size of business of a few of the prominent Urban Co-operative Banks matches that of a few private sector banks as well as public sector banks. All these are possible because of their prudent banking practices and in the current day cut-throat competition expecting an organisation to sustain for such a long period without a strong fundamental base is hard to imagine. The best banking practices and managerial efficiency coupled with adherence to Reserve Bank of India’s guidelines from time to time made these Urban Co-operative Banks relevance even in 21st century.

Authors and Affiliations

B. Sudhakara Rao, Dr. D. Suryachandra Rao

Keywords

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EP ID EP409926
DOI 10.9790/487X-2003040104.
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