Saving Behaviour of Urban Householdings (A Study across Income Different Income Groups in Hyderabad, Telangana)
Journal Title: IOSR Journal of Economics and Finance (IOSR-JEF) - Year 2018, Vol 9, Issue 6
Abstract
The main purpose of this paper is to examine the saving behaviour of urban householders of Hyderabad& Secunderabad. This study has applied the objectives and methodology of this research is an exploratory – survey research. A sample size of the respondents was chosen using Yamane’s technique from twin cities of Hyderabad and Secunderabad. The total households (population) in Hyderabad District are 8, 49,051Out of them, the researcher drew a sample size of 400 by using Yamane’s formula (Yamane, 1967) with 5% precision value. Further, the data were collected from 200 Hyderabad and 200 from Secunderabadhouseholders. A structured questionnaire was developed based on 5pointsLikert scale. The primary data were collected from representative respondents of the above cities householdersthrough the use of a structured questionnaire and analysed using percentages, Pearson Chi- Square analysis by using SPSS(Statistical Package for Social Sciences). In this study,the researcher found that there is a significant relationship between saving behaviour and income, family dependency ratio and education expenses by using of chi square test with percentages. Finally, I conclude that there is factors effect on saving behaviour of the urban holders namely, income, familydependency ratio,andEducation expenses.
Authors and Affiliations
N. Venugopal Rao, prof. B. Sudhakar Reddy
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