Securely Eradicating Cellular Dependency for E-Banking Applications
Journal Title: International Journal of Advanced Computer Science & Applications - Year 2018, Vol 9, Issue 2
Abstract
Numerous applications are available on the Internet for the exchange of personal information and money. All these applications need to authenticate the users to confirm their legitimacy. Currently, the most commonly employed credentials include static passwords. But people tend to behave carelessly in choosing their passwords to avoid the burden of memorizing complex passwords. Such frail password habits are a severe threat to the various services available online especially electronic banking or e-banking. For eradicating the necessity of creating and managing passwords, a variety of solutions are prevalent, the traditional ones being the usage of One-Time-Password (OTP) that refers to a single session/transaction password. However, the majority of the OTP-based security solutions fail to satisfy the usability or scalability requirements and are quite vulnerable owing to their reliance on multiple communication channels. In this paper, the most reliable and adoptable solution which provides better security in online banking transactions is proposed. This is an initiative to eradicate the dependency on Global System for Mobile communication (GSM) that is the most popular means of sending the One-Time-Passwords to the users availing e-banking facilities.
Authors and Affiliations
Bisma Rasool Pampori, Tehseen Mehraj, Burhan Ul Islam Khan, Asifa Mehraj Baba, Zahoor Ahmad Najar
Keywords
Related Articles
- EP ID EP277051
- DOI 10.14569/IJACSA.2018.090253
- Views 86
- Downloads 0
Features Management and Middleware of Hybrid Cloud Infrastructures
The wide spread of cloud computing has identified the need to develop specialized approaches to the design, management and programming for cloud infrastructures. In the article were reviewed the peculiarities of th...
Performance Analysis Of Multi Source Fused Medical Images Using Multiresolution Transforms
Image fusion combines information from multiple images of the same scene to get a composite image that is more suitable for human visual perception or further image-processing tasks. In this paper the multi source medica...
Artificial Intelligence Chatbots are New Recruiters
The purpose of the paper is to assess the artificial intelligence chatbots influence on recruitment process. The authors explore how chatbots offered service delivery to attract and candidates engagement in the recruitme...
Implementation of a Neural Network Using Simulator and Petri Nets*
This paper describes construction of multilayer perceptron by open source neural networks simulator - Neuroph and Petri net. The described multilayer perceptron solves logical function "xor "- exclusive or. The aim is to...
Comparative Study on Discrimination Methods for Identifying Dangerous Red Tide Species Based on Wavelet Utilized Classification Methods
Comparative study on discrimination methods for identifying dangerous red tide species based on wavelet utilized classification methods is conducted. Through experiments, it is found that classification performance with...