SELF- HELP GROUP- AN APPROACH TOWARDS FINANCIAL SUSTAINABILITY
Journal Title: PARIPEX-Indian Journal of Research - Year 2019, Vol 8, Issue 1
Abstract
Micro finance is an effective instrument which promotes economic development, employment & growth with support of micro entrepreneurs & small business. The micro finance industry especially in India become an effective system for financing financially underserved & unserved people in the formal financial structure. This paper examine the development of SHG concept & their role in financial services for indeed people as well as its sustainability. Micro finance institutions, SHG-Self Help Groups, NGOs are the vehicles of micro finance. With the help of NABARD & RBI's initiatives commercial banks, regional rural banks, co-operative societies have also taken part in micro financing with innovative ways. SHG become one of the efficient tool for micro financing. NABARD has initialize SHG-Bank Linkage Programme which is one of the most successful initiatives for financial empowerment, financial sustainability, and sustainable livelihood in rural areas. It is a world's largest micro finance programme. With the help of this paper we have tried to understand the mechanism of SHG & its sustainability for financing to indeed people. The success of SHG-Bank linkage movement is a result of India's success in building rural financial infrastructure & sustainable livelihood.
Authors and Affiliations
Dr. Ashwin Purohit, Vishwa A. Deuskar
Keywords
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