slugCredit Appraisal System in Allahabad Bank

Journal Title: International Journal of Management, IT and Engineering - Year 2012, Vol 2, Issue 5

Abstract

Finance is required at every stage of business either for meeting day to operations or for starting up a new project. One of the important sources of raising finance is loans from banks. Commercial lending is one of the prime functions of any bank. But how does the bank appraises the creditworthiness of a borrower? What are the criterions to be fulfilled for granting loans? What are the tools used by the banks to appraise the loan proposal? These questions are being answered in this paper. This paper describes the credit appraisal process followed in Allahabad Bank.

Authors and Affiliations

Dr. . Rosy Kalra

Keywords

Related Articles

A Relative Study of factors and approaches for Hindi Anaphora Resolution

A literature survey on theoretical approaches of anaphora resolution system and various factors among which these approaches are based is presented in this paper. From last two decades, the significant amount of work...

An introduction to Mobile Assisted Language Learning

Mobile learning suggests and supports the new concepts of learning such as ubiquitous-, augmented-, personalized-, online-, mixed reality-, context-sensitive-, informal-, and ambient learning and teaching. This paper a...

slugReliability Prediction of FaultTolerant Multicomputer Interconnection Networks

This paper proposes a new method to identify all the maximal incomplete sub cubes present in a faulty cube taking maximum fault tolerance level i.e. number of faulty nodes is equal to the system dimension. The procedur...

slugExecutive Development in Bangladesh: A Conceptual Framework

In view of the importance of developing executives’ skills for organizations in both developed and developing nations, this study addresses how organizations help develop and effectively utilize their members, especial...

slugENERGY CONSERVATION: An effective way of energy Utilization

Energy plays a key role in achieving the desired economic growth. The entire fabric of developmental goals is webbed around a successful energy strategy. Energy is a pivotal prerequisite of developed economy and social...

Download PDF file
  • EP ID EP18337
  • DOI -
  • Views 274
  • Downloads 14

How To Cite

Dr. . Rosy Kalra (2012). slugCredit Appraisal System in Allahabad Bank. International Journal of Management, IT and Engineering, 2(5), -. https://europub.co.uk/articles/-A-18337