TECHNOLOGICAL ADVANCES IN MICROFINANCE BANKS AND ECONOMIC GROWTH IN NIGERIA
Journal Title: International Journal of Civil Engineering and Technology - Year 2019, Vol 10, Issue 3
Abstract
The study was designed to estimate growth implications of the intermediation activities of microfinance banks in Nigeria. The study covered the period 1992 to 2016. Model estimation was based on the technique of autoregressive distributed lag (ARDL) using data from the Central Bank of Nigeria statistical bulletin. Traditional intermediation functions of microfinance banks (deposit mobilization and credit creation) were adopted as explanatory variables while inflation and asset base were introduced as controlled variables. The result showed that while deposit mobilization significantly enhanced growth, microfinance banks’ loans and advances impeded the growth process
Authors and Affiliations
LAWRENCE UCHENNA OKOYE, ALEXANDER EHIMARE OMANKHANLEN, ADO AHMED and AMANOSI OJO
Keywords
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