The Cause of Non-Performing Loan in Retail and Commercial Working Capital (Case of Bank XYZ in Province Nanggroe Aceh Darussalam)
Journal Title: International Journal of Academic Research in Business and Social Sciences - Year 2018, Vol 8, Issue 12
Abstract
The purpose of this research is to study and analyze the determinant factors of non-performing loan in retail and commercial working capital commercial banks’ interest margin in Province Nanggroe Aceh Darussalam (NAD) Indonesia. This study extends the literature on the determinants of NPL through investigating whether banks XYZ in NAD anticipate non-performing loans by provide information about the factors that cause non-performing loans and how alternatives are resolved. This study implies in broaden knowledge and share the experiences of researchers as practitioners in the banking sector and as a comparison between theoretical concepts and the existing reality conditions as a result of research.
Authors and Affiliations
Muhamad Abdul Haris, Dwinita Aryani
Keywords
Related Articles
- EP ID EP574381
- DOI 10.6007/IJARBSS/v8-i12/5043
- Views 60
- Downloads 0
Analysis of the Relationship between World Oil Price and Exchange Rate on Agricultural Commodity Prices in Indonesia
Increasing food prices in the world caused a global food crisis. Some Asian countries are also affected by rising world food prices, including Indonesia. Using Vector Error Correction Model (VECM) method, the researchers...
Risk Management in Musyarakat Mutanaqisat Home Financing Contract: Analysis in Rhb Islamic Bank Berhad and Affin Islamic Bank Berhad
The Musyarakat Mutanaqisat financing contract in Malaysia is still inadequate compared to other countries such as those in the Middle East. In Malaysia, there are 10 Islamic local banks comprise of Affin Islamic Bank Ber...
The Lean Healthcare Practices and Performance Improvement Measurement for the Malaysian Healthcare Industry
The implementation of lean in healthcare, particularly public and private hospitals can reduce processes and procedures such as patient information, waiting time, and processes of discharge. Moreover, lean practices can...
Does Monetary Policy and Asean Stock Market Affect Jakarta Composite Index (IHSG)?
This study aims to analyze the effect of monetary policy and Kuala Lumpur Stock Exchange (KLSE) on the Jakarta Composite Index (IHSG) in Indonesia. The monthly secondary data from June 2005 to June 2016 is used in this a...
Experiments and Simulations in the Universitary Forensic Laboratory
During the time, I initiated a series of tests – from lab applications to experiments and simulations. The way of assimilating the delivered knowledge makes the students reproduce the analysis procedures specific to vari...