The competitiveness of Ukraine’s banks in the world banking market
Journal Title: Visnyk Ternopilskoho natsionalnoho ekonomichnoho universytetu - Year 2018, Vol 4, Issue
Abstract
The article examines the market of banking services in Ukraine through comparing indicators of competitiveness of Ukrainian banks and banks with foreign capital in the domestic market and global market. Taking into account the network-type structure of banks, six groups of banks are determined according to the degree of branching, namely:systemically important banks, all-Ukrainian equilibrium banks, all-Ukrainian concentrated banks, regional banks, local individual banks, closed banks. A particular emphasis is placed on a range of banking services and pricing policies of banks groups. The classification of factors developed by M. Yokoi-Arai and N. Yoshino is used in order to assess the competitiveness of Ukraine’s banks in terms of effectiveness and volume of services provided, information technology and resource management. About fifty indicators of banking activites performed by groups of banks with domestic and foreign capital are compared, and also best-performing banks in these groups are described based on the analysis of 82 operating banks in Ukraine. The article presents evidence that, undercurrent conditions in Ukraine, banks with domestic and foreign capital are represented in all categories of banking services. It is pointed out that the highest competitiveness of Ukraine’s banks is observed in developing the network of ATM terminals, promoting Internet banking and, thus, a wide coverage of banking services. It is noted that Ukraine’s banks are less competitive in providing services for big businesses, international companies, funding projects, innovations and start-ups. The findings of the research paper can be useful for educational purposes as well as for professionals in the banking sector.
Authors and Affiliations
Yevheniia Voinova
Keywords
Related Articles
- EP ID EP515869
- DOI -
- Views 80
- Downloads 0
Foreign trade aspects of safe functioning of Ukraine’s chemical industry
The research outlines common trends of development and export potential of Ukraine’s chemical industry. It is concluded that the main exports of Ukraine’s chemical industry are inorganic chemical products and fertilizers...
Internal control: the substance and features of organization in enterprises performing commission operations
The article considers various points of view on the concept of internal control that have been put forward by researchers in recent studies. And thus a revised definition of this concept is proposed. It is found that inte...
Sales management, its functions and object orientation
The essence of sales management and various options for treatment are observed. The author determined the nature of sales management. There are emphasized the differences between the concepts of “sale” and “sale”. The at...
Analysis of dissertations addressing issues of accounting, analysis, and audit of intangible assets in Ukraine
The paper presents an analysis of dissertations defended in Ukraine during the years 1998-2018 in specialty 08.00.09 (08.06.04) “Accounting, analysis, and audit (by types of economic activity)”, in which issues of accoun...
Local budgets personal income tax planning
The role of personal tax income as the main source of tax revenues of local budgets and its potential in macroeconomic stabilization and microeconomic regulation are substantiated. It has been established that the amount...