The Effect of Financial Ratios to Return on Assets of the Sharia Rural Bank in Surakarta Residence
Journal Title: Journal of Economics, Finance and Management Studies - Year 2023, Vol 6, Issue 06
Abstract
The purpose of this study was to determine the effect of Capital Adequacy Ratio, Financing to Deposit Ratio, Non Performing Financing, and Operational Efficiency Ratio on ROA at Sharia Rural Bank. The data used in this study is secondary data (panel data) from Financial Service Authority’s (OJK Solo), which is an annual report published by Sharia Rural Bank in the Surakarta Residence listed on the Financial Service Authority’s (OJK Solo). Data analysis using multiple linear regression. The result are Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) have no significant effect on Return On Asset (ROA), Non Preforming Financing and Operational Efficiency Ratio (OER) have significant effect on Return On Asset (ROA), Simultaneously all of variable Capital Adequacy Ratio, Financing to Deposit Ratio, Non Preforming Financing, and Operational Efficiency Ratio have a significant effect on Return On Asset.
Authors and Affiliations
Hernawati Pramesti, Nanda Rachelia Christianita, Mujiyono
Keywords
Related Articles
- EP ID EP727154
- DOI 10.47191/jefms/v6-i6-34
- Views 52
- Downloads 0
The Influence of Organizational Culture, Situational Leadership and Emotional Intelligence on Organizational Commitment through Job Satisfaction at PDAM Tirta Ardhia Rinjani, Central Lombok Regency
This research aims to analyze the influence of organizational culture, situational leadership and emotional intelligence on job satisfaction, analyze the influence of organizational culture, situational leadership and em...
Influence of Strategic Management Process on Performance of Small and Medium-Sized Enterprises in Eldoret Town
A company that wants to surpass its rivals employs a constant culture of appraisal as part of its strategic management process. Developing the organization's broad vision for its present and future goals is a challenging...
Impact of the Covid-19 Pandemic on the Performance of Micro Enterprises in CA Mau Province, Vietnam
This study investigates how the COVID-19 pandemic has affected the business performance of microenterprises in Ca Mau province, aiming to extract valuable insights and recommendations for crisis management by enterprises...
Determinant Factor of the Intention to Reduce Food Waste
This research has its background in the fact that Indonesia is the second largest producer of food waste, with each person throwing away around 300 kg of food waste per year. This makes food waste a significant global is...
The Role of Work Culture, Discipline and Work Motivation in Improving Employee Performance
This research aims to determine and analyze the impact of work culture, work discipline and work motivation on employee performance at the Situbondo Regency Population and Civil Registration Service. All 80 employees wer...