The Effect of Interest in becoming a Sharia Bank Customer to Students of FEBI Universitas Suryakancana, Indonesia
Journal Title: Talaa - Year 2021, Vol 1, Issue 2
Abstract
This research is motivated by the main problem which considers the concept of Islamic banks to be the hsame as conventional banks. This study aims to describe the effect of prevention and knowledge of Islamic banking products on the interest in becoming a customer of Islamic banks in FEBI students of the Surya Kencana University. The method used is descriptive with a quantitative approach. The population was 581 FEBI students, so that the sample was taken by random sampling using the Slovin formula and obtained 86 respondents. The data analysis technique used multiple linear regression, coefficient of determination test, and hypothesis testing. The results of the study concluded that partially the motivation to avoid usury had an effect on the interest in becoming a sharia bank customer in FEBI students. No doubt with a contribution of 21.9%. Then, knowledge of Islamic banking products affects the interest in becoming a customer of Islamic banks in FEBI Elements students with a contribution of 46.4%. Simultaneously, avoiding usury and product knowledge have an effect on interest in becoming a sharia bank customer in FEBI Element students with a contribution of 68.3% with a strong coefficient proportion. While the remaining 31.7% is influenced by other factors outside the variables not examined with a low proportion coefficient.
Authors and Affiliations
Dadang Husen Sobana,Melani Salsabila Anjani,
Keywords
Related Articles
- EP ID EP710139
- DOI https://doi.org/10.54045/talaa.v1i2.350
- Views 79
- Downloads 0
Prospects of Sharia Governance in Islamic Finance Industry: Jurisdictions, Standards, and Implications
The paper aims to explore the establishment, organizational setup, and relevance of the international regulatory/standard setting institutions as Sharī‘ah governance platforms primarily AAOIFI (Accounting and Auditing O...
Analysis of Sharia Economic Law on Vehicle Pawning in PT. Pegadaian (Persero) Cabang Bima, Nusa Tenggara Barat, Indonesia
This study aimed to examine the concept and system of vehicle pawning with a review of Sharia economic law. The research used descriptive qualitative with the type of field research at the Pawnshop Branch Office of the C...
Prospects of Developing Islamic Financial Institutions in North Bolaang Mongondow Regency, Indonesia
The objective of this research is to look into the future of Islamic financial institutions in North Bolaang Mongondow Regency, North Sulwesi Province, Indonesia. The research methods employed are qualitative in nature....
Sensitivity of Stock Returns Volatility and Money Market Rates: Insight from Nigeria
The study focused on how money market factors affected the stock returnfluctuations in the Nigerian setting. The study specifically looked at the impact of Treasury bill rates and monetary policy rates on the return fluc...
Electronic Wallet as a Multi Payment Media Solution in the Industrial Revolution Era 4.0: Study on FEBI Students IAIN Sultan Amai Gorontalo, Indonesia
In line with technological development, all forms of community activity have now shifted to digitalization, including payment activities. The purpose of this research is to examine and describe whether server-based elect...