The Evolution and the Effects of Bank Lending and Arrears in Romania  

Abstract

 During the early stages of the economic crisis that hit Romania, significant imbalances occurred in all industries. Its effects had a more dramatic impact in the banking system; especially concerning bank lending which was not only adversely affected by the crisis but it was the crisis itself. In this regard, we conducted an analysis of the credit system in Romania, the implications of non-performing loans on bank performance.

Authors and Affiliations

Florina Oana VIRLANUTA, Daniela NECHITA

Keywords

Related Articles

Study on the Application of the Prudence Principle in Accounting of Credit Institutions

With effect from 1 January 2012, according to The NATIONAL BANK of ROMANIA No. 27/2010, International Financial reporting standards (IFRS) have become the basis of the accounting system used by credit institutions in Ro...

 Change in Education. Challenges of the Education System

 The education system must constantly adapt, customize, innovate and operationalize its quality management, thus ensuring a balanced management of the relationship between vision, values and results based on real ch...

Bank Tax in the European Union

The imposition of bank tax is being discussed both in the Europe and the USA. A number of countries have already introduced this tax. However, the opinions of different countries on the issue are diversified. In this con...

Sustainable Development Focused on Reducing Regional Inequalities. Romania Progression as Emergent Economy

 Decrease of regional disparities is one of the main goal for every single or mixed economy, such as national regions within Europe or European Union as a whole. Disparities occurrence are differently set up from on...

The Penetration of Foreign Capital into the Banking Sector in Central and Eastern Europe’s Countries

The purpose of this paper is to analyze the degree of the penetration of foreign banks in the banking system of some countries in Central and Eastern Europe, with special reference to Romania. This is done using two sign...

Download PDF file
  • EP ID EP159197
  • DOI -
  • Views 105
  • Downloads 0

How To Cite

Florina Oana VIRLANUTA, Daniela NECHITA (2014). The Evolution and the Effects of Bank Lending and Arrears in Romania  . Annals of "Dunarea de Jos" University - Fascicle I. Economics and Applied Informatics, 20(1), 103-106. https://europub.co.uk/articles/-A-159197