The Prediction of Bankruptcy Using Altman Z-Score Model (Case Study In BRI Bank, BNI Bank, Mandiri Bank, BTN Bank)
Journal Title: Integrated Journal of Business and Economics - Year 2018, Vol 2, Issue 1
Abstract
Based on the calculation of the Altman model in predicting bankrupt at PT. Bank Rakyat Indonesia (Persero) Tbk in 2014, 2015, 2016, PT. Bank Mandiri (Persero) Tbk in 2014 and 2015 and is PT.Bank Tabungan Negara (Persero) Tbk in 2014 with a score of Z-score above 2.99 indicates that included in the company healthy or not potential to go bankrupt. Companies included in the category of unhealthy or potential companies to go bankrupt with a Z-score of less than 1.81 ie PT. Bank Tabungan Negara (Persero) Tbk in 2014 with a Z-score of 1.405 (<1.81). Companies included in the Gray Area (unpredictable) are PT. Bank Negara Indonesia (Persero) Tbk 2015 with Z-score of 2, 753 and year 2016 with Z-score 2,858. PT Bank Tabungan Negara in 2015 and 2016 with Z-score of 2,138 and 1,906 and PT. Bank Mandiri (Persero) Tbk in 2016 which shows the value of Z-score of 2,168.
Authors and Affiliations
. Herlin
Technology Acceptance Model (TAM) of Statistical Package for the Social Sciences (SPSS) Applications
Department of Management, Faculty of Economics, University of Bangka Belitung has been using SPSS application in the implementation of teaching management subjects, to improve productivity of lecturers work by automating...
Role of UNSIKA in Building City Branding in Karawang Regency
Seeing the steps of city branding that has been done, in general seems more severe to the development of tourism destinations, especially attract tourists. In fact, city branding should also be able to bring investment a...
Exploring Goal Commitment Predictors of Boundary Role Persons (BRP)
As the face of the organization, BRPs were the target of representations and influence attempts by external agents. In effect, the BRPs were both the influencer and the recipient of influence from insiders and outsiders....
Effect of Independence, Professional Expertise, Work Experience and Performance of Supervisors on the Performance of Savings and Loans Cooperatives in the Province of Bangka Belitung Islands
The purpose of this research is to know and analyze: (1) the influence of independence on the performance of Savings and Loans Cooperative, (2) the influence of professional expertise on the performance of Cooperative Sa...
The Role of Ratio Profits as The Improvement of Realization of KPR BTN Credit on PT. Bank Saving Country (Persero) Tbk
Mortgages are used as credit services provided by banks to customers who want a special loan to meet the needs in the construction of houses or home renovations that must be in accordance with the procedures that have be...