The Problem of Financing and Access to Credit for SMEs in the Democratic Republic of the Congo
Journal Title: International Journal of Social Science Humanity & Management Research - Year 2022, Vol 1, Issue 06
Abstract
Project financing in Congo has become a leitmotif since Congo reached the completion point under the HIPC initiative. Banks are over-liquid and companies are in need offinancing. In the context of being an "emerging country" requiring competitive companies capable of entering the global market, the issue of lack of project financing is a major obstacle for Congolese small and medium-sized enterprises (SMEs) that have never achieved economies ofscale. What is the problem of lack of project financing in Congo? What are the determinants? This note presents a synthesis of the arguments put forward on thisissue in the light of good financial management practices that seem to reveal the major weaknesses of Congolese SMEs. It presentsthe problems,solutions and perspectives.
Authors and Affiliations
Jean René Ngandu
Keywords
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