The relationship between concentration of the banking sector in Poland and its soundness
Journal Title: e-Finanse - Year 2016, Vol 12, Issue 4
Abstract
Each year assets of the banking sector in Poland increase and thereby its significance in the real economy increases as well. At the same time, the ongoing consolidation process and changes in the ownership structure cause the Polish banking sector to play a substantial role not only on the local financial market, but on the European market as well and Polish banks are becoming more and more significant entities in their international banking groups (both in Europe and worldwide). However, the perspective of concentration increase and restriction of the Polish banking sector to a few operating banks (dominated by entities with foreign capital) is a source of distress in the context of its soundness – and due to its significance in the Polish economy – to the whole financial sector and real economy. The main goal of this article is to analyse the changes of concentration in the banking sector in Poland, including the ownership concentration, while attempting to determine its soundness (using the financial stability ratios method) The purpose of the study is also to prove a thesis that limited concentration with diversification of the ownership structure and its limited concentration favours thesoundness of a banking system.
Authors and Affiliations
Karolina Wójcicka
Keywords
Related Articles
- EP ID EP323676
- DOI 10.1515/fiqf-2016-0007
- Views 90
- Downloads 0
EXCHANGE TRADED COMMODITIES AS A CATEGORY OF INNOVATIVE PRODUCTS ON EUROPEAN FINANCIAL
The article presents the main features of one category of innovative financial products – exchange traded commodities (ETCs) and results of the analysis of the European market for ETCs. ETCs are products listed and trade...
CROWDFUNDING AS AN ALTERNATIVE METHOD OF RAISING CAPITAL
Crowdfunding is a method of financing new ventures, commercial, cultural or social, often in return for future products or actions, engaged in by many investors. Currently, it is an important element in the structure of...
CORPORATE INCOME TAX CONTRIBUTION OF THE POLISH FINANCIAL SECTOR
The financial crisis has stimulated the debate on the taxation of the financial sector. The focus is on the bank levy and financial transaction tax, whereas corporate income tax attracts less attention in the public deba...
INTERNAL AUDIT TOOL FOR MINIMIZING THE RISK OF FRAUD
The purpose of the article is to analyze the relevance of the audit in minimizing the risk of fraud. The methodology of the research: literature analysis, internal audit research and questionnaires for the selected group...
Cross-sectional returns with volatility regimes from a diverse portfolio of emerging and developed equity indices
This article aims to extend evaluation of the classic multifactor model of Carhart (1997) for the case of global equity indices and to expand analysis performed in Sakowski et. al. (2015). Our intention is to test severa...