Use of Factoring in Financing SMEs
Journal Title: Revista Romana de Statistica - Year 2013, Vol 61, Issue 2
Abstract
Small and medium enterprises are not fully familiar with the techniques of financing through factoring. Some of these organizations does not accept to resort to factoring in their aversion to any form of debt without having to address rigorously the opinions. Another category of SMEs refuses to resort to factoring for lack of knowledge-but not to recognize their lack of information, while other traders believe the Bank reduce the profit without having to take the risk of the business. However, statistics show that the number of ecponomici is growing, understanding that factoring involves both immediate financing and related services for the management of claims and, where applicable, taking the risk of defaulting borrowers to give up.
Authors and Affiliations
Virginia CUCU
Keywords
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