A STUDY ON KNOWLEDGE AND OPINION OF THE FARMERS REGARDING KISAN CREDIT CARD SCHEME IN DHARWAD DISTRICT OF KARNATAKA
Journal Title: International Journal of Agricultural Science and Research (IJASR) - Year 2018, Vol 8, Issue 6
Abstract
Credit can be called as the lifeline of farming business. Its catalytic role strengthens the farming business and augments the productivity of scares resources. In countries like India it plays a key role in sustainable development of the economy. Where, which is depending on agriculture. In India many of the credit policies and schemes implemented by the government and higher financial institutions like NABARD and Reserve Bank of India to ensure that the timely availability of credit facility to the farmers. Kisan Credit Card (KCC) scheme is also one among those. A study to measure the knowledge level and to know the opinion of farmers regarding KCC was conducted during the year 2015-16 in Dharwad district of Karnataka. A study revealed the following results those were among the beneficiaries of the scheme, around 50per cent respondents belonged to the middle age group. The 41.66per cent of them possessed small land holdings and 33.33per cent of respondents were semi-medium landholders, and of 60.83per cent of the total respondents had got the medium level of extension contact. A study found out that 60per cent of the respondents had moderate knowledge level. A study revealed that overall 85.00per cent respondents shown favourable opinion towards the scheme and among them, 60per cent of the participants said that scheme is highly beneficial. The only 29.16per cent participants said that it helped them to overcome the distress sale by providing loan on the warehouse. Among the total sample size, 90.83per cent of the revealed that they didn’t find the usefulness of the insurance and 21.66per cent respondents faced problems in the KCC scheme because of the shorter repayment period.
Authors and Affiliations
SHRIDEVI VALAMANNAVAR, ANINDITA SAHA, D. S DHAKRE
Keywords
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- EP ID EP438893
- DOI 10.24247/ijasrdec20184
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