A STUDY ON THE ASSET QUALITY MANAGEMENT OF DENA BANK
Journal Title: PARIPEX-Indian Journal of Research - Year 2017, Vol 6, Issue 4
Abstract
Financial performance of banks could be measured in terms of assets quality management of the bank. The major assets of any bank are various loans and advances sanctioned by them. The banks have been taking various measures to recover the loans and advances with interest on due dates. However, it is obvious that certain customers fail to repay the amount borrowed by them and also the interest payable thereon. The assets of a bank have been classified as performing assets and non performing assets. The assets on which the principal and interest payable thereon have been recovered on dues without fail are classified as performing assets. On the other hand, the loans and advances fetching no repayment for the time limit prescribed by the Reserve Bank of India have been regarded as non performing assets. The non performing assets (NPA) have been the major threat for banks since there occurs loss on account of such non performing assets. In this paper, an attempt has been made to analyze the asset quality management of bank. In this regard, Gross NPA, Net NPA, and return on assets have been analyzed.
Authors and Affiliations
S. Ramprakash, Dr. V. Pasupathi
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