An Analysis of the Relationship between Credit Risk Management and Bank Performance in Nigeria: A Case Study of Fidelity Bank Nigeria PLC
Journal Title: International Journal of Research and Review - Year 2018, Vol 5, Issue 10
Abstract
One of the recommendations of Basel Committee on Banking Supervision was credit risk management which is the optimization of the bank’s risk-adjusted rate of return by maintaining credit risk exposure within acceptable level. This research therefore is set to analyse the relationship between credit risk management and bank performance in Nigeria, using Fidelity Bank Nigeria PLC as a case study. Descriptive survey research was used and data were collected via Annual reports of the sampled bank within the period of 2010-2016. The populations of the research were the Deposit Money Banks. Pearson Coefficient of Correlation was the statistical tool used to analyse the hypotheses and that was done with the aid of Statistical Package for Social Sciences (SPSS). The researcher concluded that there is no significant relationship between credit risk management and bank performance in Nigeria. However there were traces of weak negative relationships which keen interest should be given to because of sensitive nature of the banking sector.
Authors and Affiliations
Ndubuisi Chinedu Jonathan
Keywords
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- EP ID EP482450
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