Comparative Performance Evaluation Of Himachal Pradesh Co - Operative Bank And Kangra Central Co - Operative Bank
Journal Title: International Journal of Scientific Research and Management - Year 2015, Vol 3, Issue 7
Abstract
Co - operative structure is a very important part of our financial system especially in rural financing. On grass root level a lot of cooperative societies’ function, which help in solving the financial needs of the rural population. District co - operative ba nks help these societies to raise money by way of loans. Ultimately state co - operative banks are there to finance the needs of the District co - operative banks. This three tier system is working reasonably well in India. This is parallel channel available t o rural population to help them in solving their financial issues. Co - operative institutions have their own merits and demerits. Recently we have observed the fall of so many co - operative banks due to their poor financial health. This paper is an attempt t o study the performance of two major co - operative banks which are operating in Himachal Pradesh viz.Himachal Pradesh State Co - operative Bank Ltd. and Kangra Central Co - operative bank Ltd. This paper aims to compare the performance of these two banks on cer tain parameters which would be very helpful to judge the existence and potential of these banks in future.
Authors and Affiliations
Navdeep Barwal
Keywords
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