Competition in the Banking System: Definition and Types
Journal Title: Бізнес Інформ - Year 2013, Vol 4, Issue 0
Abstract
The article studies the banking system as the most important part of the financial market of Ukraine. It considers relations in the sphere of financial services and defines banking competition as struggle for consumer of banking services and creation of such conditions for other participants, which do now allow them having decisive influence upon the market. Due to this, it improves typification of banking competition and four types of competition are defined: banking competition, competition between the state and non-state banks, competition between banks and non-banking credit institutions, and competition between banks and non-financial organisations. Concentration ratio and Herfindahl-Hirshman Index were calculated in order to justify the type of the banking market, besides, the first indicator is typical for moderately concentrated markets, and the second - for the competitive environment. Conclusions with respect to the place of the banking system in the financial market are based on relative indicators, calculated with the use of official statistics.
Authors and Affiliations
Kseniia Ilchenko
Keywords
Related Articles
- EP ID EP99078
- DOI -
- Views 79
- Downloads 0
Increasing the Ecological and Economic Efficiency of Waste Recycling: State Incentives and Barriers
The article is aimed to study the ecological and economic efficiency in a inextricable interconnection with the State policy of promoting alternative energy. The essential problem of unprofitableness of sugar factories p...
Comparative Analysis of the European Social Policy Indicators
In the article the indicators to assess the level and quality of life were systematized. A study in Ukraine, compared with the EU countries, such indices: the Human Development Index, the index of quality of life, the av...
Justification of Selection of the Format of Description of Requirements to Position Candidates by Domestic Industrial Enterprises
The goal of the article is to study the existing formats of justification and description of requirements to employees, determination of their advantages, disadvantages and specific features of application, and also esta...
Essence of the "Enterprise Management through Personnel Management" Paradigm
The article proves a necessity of consideration of personnel as a driving force of enterprise development. It studies and generalises the existing approaches of scientists to understanding the "enterprise management" and...
Methodological Grounds of Managing Innovation Development of Restaurants
The goal of the article lies in identification and further development of methodological grounds of managing the innovation development of restaurants. Based on the data of the critical analysis of existing scientific vi...