CONSOLIDATION REFORM’S EFFECT ON BANKS’ PROFITABILITY IN NIGERIA
Journal Title: International Journal of Marketing and Technology - Year 2012, Vol 2, Issue 8
Abstract
The study basically evaluates the effect of the consolidation reform on the profitability of banks in Nigeria. An hypothesis was formulated for testing. The hypothesis has to do with determining whether as a result of coming up with the reform significant improvement in the profitability of banks exist or not. The study utilised secondary data, and the technique employed for the purpose of the analyses was T-test. The result provides evidence for the provide evidence for the failure to reject the null hypothesis in the case of all the profitability ratios subjected to test with the exception of ROE. The study therefore concludes that consolidation reform’s effect on banks’ profitability is trivial. The study recommends that banks operating in the Nigerian banking sector should not rely only on absolute profit figures as the basis of evaluating their performance. They need to be adopting other measures especially taking into consideration the quantum of their capital sizes before and after the consolidation reform. Finally, future researches in this area should be conducted that will utilise more advanced statistical techniques.
Authors and Affiliations
Mohammed Habibu Sabari
Keywords
Related Articles
- EP ID EP19521
- DOI -
- Views 375
- Downloads 10
ISSUES AND CHALLENGES RELATED TO EMPLOYEE RETENTION IN TELECOM INDUSTRY: A CASE STUDY AMONG BSNL & PRIVATE OPERATORS IN KERALA
Absenteeism and attrition in the work place are complex phenomena that have significant implications for organizations and individuals alike. Depending upon the type of industry and the products and the services the co...
Factors Affecting Behavioral Intention and Actual Use of Mobile Apps in Vietnam
Since the mobile phone industry in Vietnam presents very high growth potential, especially for mobile Apps, it is crucial and necessary to understand the behavioral intention and actual usage of Vietnamese smartphone u...
“Marketing” Retail service quality with respect to supermarket in Mysore city
Retail stores belong to service industry, which offer a hybrid of goods and service, thus retail product management not only have the common characters of goods quality but also have the special characters of services...
SERVICE RESPONSIVENESS ON CUSTOMER SWICTHING BEHAVIOUR IN BANKING INDUSTRY JAFFNA IN DISTRICT, SRILANKA
In Sri Lanka, Services are rapidly growing into a major contributor to the nation as well as the world economy and to country‟s GDPs. As such as, it is essential stage to study why customers switch service providers. S...
Issues of Branding in domestic LPG in India
LPG is an exceptional energy source due to its origin, benefits and applications in various sectors viz. domestic, commercial and industries. With an immediate and global availability, environmental benefit, its natura...