CREDIT RISK MANAGEMENT OF THE BANK IN A VOLATILE DOMESTIC ECONOMY
Journal Title: Вісник Одеського національного університету. Економіка. - Year 2016, Vol 21, Issue 5
Abstract
This article forms the credit risk management system, which includes the following subsystems: information management; organization of credit activities; establishing credit limits; definition of credit rates; analysis and assessment of individual credit risks; analysis and evaluation of aggregate credit risk; credit authorization; credit support and management control; managing problem credits. By turns, the basic credit risk management methods are considered, such as diversification, securitization, setting internal limits, the formation of the reserve for compensation for possible losses on credit operations of banking institutions. According to a study carried out risk assessment of the loan portfolio of Ukrainian banks.
Authors and Affiliations
O. V. Lysenok, O. S. Badzym, A. R. Drevush
Keywords
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