Current State and Prospects of Development of Mortgage Lending in Ukraine
Journal Title: Бізнес Інформ - Year 2014, Vol 7, Issue 0
Abstract
The purpose of this article is to analyze the current state and prospects of development of mortgage lending in Ukraine during the crisis, as well as the definition of the main reasons for the stagnation of mortgage lending. We investigated trends in the development of mortgage lending in Ukraine in the post-crisis period. The analysis of mortgage loans of non-financial corporations and households, depending on the volume of credit, maturity and type of currency was conducted. The analysis of changes in interest rates on mortgage loans in both the primary and secondary markets was held. The conditions of obtaining loans for the purchase of property by individuals were examined. The directions of development of the domestic market of housing loans in future periods were defined. As a result of the study the causes of stagnation of mortgage loans were summarized that were mentioned by various Ukrainian scientists. The factors that adversely affect the development of mortgage lending in the country were outlined. The prospect for further research in this area is to determine the conditions necessary to ensure the rapid and stable development of mortgage lending.
Authors and Affiliations
Tetiana Belikova, Viktoriia Lubiannykova, Olga Khizhniak
Keywords
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