Effective of Interest Rates Changes on Profitability of Banking Industry in India (An Empirical Research on the Profitability Performance of Nationalized Banks in India)
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 2
Abstract
Interest Rate Risk Represents One Of The Key Forms Of Financial Risk Faced By Banks It Has Given Rise To An Extensive Body Of Search Mainly Focused On The Estimation Of Sensitive Of Banks Stock Returns To Changes In Interest Rates Profitability Is A Major Concern For The Banking Sector The Public Sector Commercial Banks Are The Back Bone Of Indian Economy And It Supports Many Ways Many Sectors Like Agriculture, Small Business, Small Industries, Big Industries, Directly In Providing The Finance Every Research Has Its On Base And The Outcomes Are Based On The Type Of Study In The Process Of Review Of Literature In Books , Journals, Annual Reports, Websites Of Banking Sector It Has Been Observed That There Are Many Deficiencies In The Performance Of The Banking Sector . It Is Expected That Banks Have To Monitor, Maintain, And Manage Their Assets And Liabilities Portfolios In A Systematic Manner Taking In To An Account The Various Risk Involved In These Areas. Profit And Loss Account And Balance Sheet Risk Of A Bank Can Have A Significance Influence On Interest Rate Risk The Rise And Fall In The Interest Rate Has Great Impact On The Profitability And Return On Equity And Return On Assets. The Present Research Work Focuses On The Impact Of Interest Rate Changes On Profitability On The Banking Industry In India The Study Coves A Period Of 30 Years And A Model That Was Developed Was Regression Analysis To Valid The Study A Minimum Of 0.05 Level Of Significance Is Consider Very Important To Justice The Impact Of Interest Rate Change On The Profitability Of The Public Sector And Commercial Banks.
Authors and Affiliations
Dr. A. V. N. Murty, E. Roshma Chowdary
Keywords
Related Articles
- EP ID EP409674
- DOI 10.9790/487X-2002068291.
- Views 62
- Downloads 0
A Study on Knowledge Acquisition and Its Impact on Job Performance among Womenfaculty in Engineering Colleges
The purpose of this study is to understand how various sources of knowledge acquisitions can help improve quality of job performance among women employees in academic institutions. The study also focuses on the co-relati...
An Insight into Usage of Shopping Apps Among Youth
With the exponential growth of technology, a variety of Smartphone apps have penetrated in our lives. Smartphone apps enable consumers to use their Smartphone to look out of all the daily activities which also includes s...
An Appraisal of the Instruments of Trade Policy
The current paper reviews various instruments of trade policy available at the disposal of the government to influence imports and exports. In the context of growing inclination of many countries towards adopting protect...
Effect of Mergers on Performance of Insurance Companies in Kenya, a Case of ICEA Lion Insurance Company
Mergers in Kenya are being increasingly used for improving competitiveness of companies through gaining greater market share, broadening the portfolio to reduce business risk and capitalizing on economies of scale for st...
An Empirical Study of Customer Experience Management In State Bank Of India And Housing Development Finance Corporation Bank
Banks are the life line of an economy as they play a key role in every economy. Banking in India has been through a long journey and the adoption of technology has brought a revolution in delivering banking and financial...