Effective of Interest Rates Changes on Profitability of Banking Industry in India (An Empirical Research on the Profitability Performance of Nationalized Banks in India)
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 2
Abstract
Interest Rate Risk Represents One Of The Key Forms Of Financial Risk Faced By Banks It Has Given Rise To An Extensive Body Of Search Mainly Focused On The Estimation Of Sensitive Of Banks Stock Returns To Changes In Interest Rates Profitability Is A Major Concern For The Banking Sector The Public Sector Commercial Banks Are The Back Bone Of Indian Economy And It Supports Many Ways Many Sectors Like Agriculture, Small Business, Small Industries, Big Industries, Directly In Providing The Finance Every Research Has Its On Base And The Outcomes Are Based On The Type Of Study In The Process Of Review Of Literature In Books , Journals, Annual Reports, Websites Of Banking Sector It Has Been Observed That There Are Many Deficiencies In The Performance Of The Banking Sector . It Is Expected That Banks Have To Monitor, Maintain, And Manage Their Assets And Liabilities Portfolios In A Systematic Manner Taking In To An Account The Various Risk Involved In These Areas. Profit And Loss Account And Balance Sheet Risk Of A Bank Can Have A Significance Influence On Interest Rate Risk The Rise And Fall In The Interest Rate Has Great Impact On The Profitability And Return On Equity And Return On Assets. The Present Research Work Focuses On The Impact Of Interest Rate Changes On Profitability On The Banking Industry In India The Study Coves A Period Of 30 Years And A Model That Was Developed Was Regression Analysis To Valid The Study A Minimum Of 0.05 Level Of Significance Is Consider Very Important To Justice The Impact Of Interest Rate Change On The Profitability Of The Public Sector And Commercial Banks.
Authors and Affiliations
Dr. A. V. N. Murty, E. Roshma Chowdary
Keywords
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- EP ID EP409674
- DOI 10.9790/487X-2002068291.
- Views 49
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