Effective of Interest Rates Changes on Profitability of Banking Industry in India (An Empirical Research on the Profitability Performance of Nationalized Banks in India)
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 2
Abstract
Interest Rate Risk Represents One Of The Key Forms Of Financial Risk Faced By Banks It Has Given Rise To An Extensive Body Of Search Mainly Focused On The Estimation Of Sensitive Of Banks Stock Returns To Changes In Interest Rates Profitability Is A Major Concern For The Banking Sector The Public Sector Commercial Banks Are The Back Bone Of Indian Economy And It Supports Many Ways Many Sectors Like Agriculture, Small Business, Small Industries, Big Industries, Directly In Providing The Finance Every Research Has Its On Base And The Outcomes Are Based On The Type Of Study In The Process Of Review Of Literature In Books , Journals, Annual Reports, Websites Of Banking Sector It Has Been Observed That There Are Many Deficiencies In The Performance Of The Banking Sector . It Is Expected That Banks Have To Monitor, Maintain, And Manage Their Assets And Liabilities Portfolios In A Systematic Manner Taking In To An Account The Various Risk Involved In These Areas. Profit And Loss Account And Balance Sheet Risk Of A Bank Can Have A Significance Influence On Interest Rate Risk The Rise And Fall In The Interest Rate Has Great Impact On The Profitability And Return On Equity And Return On Assets. The Present Research Work Focuses On The Impact Of Interest Rate Changes On Profitability On The Banking Industry In India The Study Coves A Period Of 30 Years And A Model That Was Developed Was Regression Analysis To Valid The Study A Minimum Of 0.05 Level Of Significance Is Consider Very Important To Justice The Impact Of Interest Rate Change On The Profitability Of The Public Sector And Commercial Banks.
Authors and Affiliations
Dr. A. V. N. Murty, E. Roshma Chowdary
Keywords
Related Articles
- EP ID EP409674
- DOI 10.9790/487X-2002068291.
- Views 70
- Downloads 0
Improving Global University Ranking By Incorporating ServiceLearning into Academic Courses and Programs in Nigerian Universities
An examination of the performance of universities around the world indicates that no Nigerian University is rated among the top and reputable universities. There is no gain in saying that the mission statements, goals an...
The Effect of Organizational Commitment and Motivation on Employee Performance through Job Satisfaction in Employees Directorate of Tax Information
This study aimed to determine the effect of organizational commitment, motivation and employee satisfaction with employee performance simultaneously and partially. The study was conducted on the employees of the Director...
The Port of Casablanca as the Crucial Link of The International Logistics Chains: A Theoretical Review
The objective of this article is to identify the factors contributing to make the port of Casablanca a crucial link in the logistics chains. It concerns accessibility, sharing of information, connectivity, the reliabilit...
The Influence of Social Media and Brand Knowledge to The Relationship of Country of Origin And Brand Preference
The results of this studyshowed that the social networks has a significant positive influence on the brand preference, and the level of consumer's consumption has a statistically significant positive mediating effect on...
Foreign Direct Investments and Development of Stock Market Capitalization in Sub-Saharan Africa: An Empirical Investigation, 1984-2015.
This paper examines the Effect of Foreign Direct Investments (FDI) on the Development of stock market capitalization in Sub-Saharan African countries from 1984 to 2015. The study selected three sample countries in Sub-Sa...