Factors Effective on the Adoption of Internet Banking(A Case Study ofIlam Province Banks)
Journal Title: International Research Journal of Applied and Basic Sciences - Year 2013, Vol 4, Issue 8
Abstract
One of the institutional changes of financial industry which occurred due to prodigious growth of Internet and, is developingincreasinglyis the promotion of e-banking, and as a result, the emergence of virtual or Internet- based banks. Thisstudy follows a correlational survey methodology and its statisticalsample is comprised of the customers of Ilamprovince banks. The Sample size was computed by Cochran formula and 400 questionnaires were distributed. Thedata of the study were collected using a questionnaire, the first part of which was about demographical questions and the second section, based on Likert scale, was used to assess the respective variables. Its Content validity has been confirmed by experts and reliability was computed by a - Cronbach method. Furthurmore, using AMOS software, factor analysis method and structural equations were used and the results of factor analysis confirmed the appropriate reliability of this model. Research findings show that attitude and perceived behavior control have a positive effect on the intention of customers to use the Internet- based banking, whilesubjective norm does not have any effect on the customers intention to use Internet- based banking. Perceived usefulness, perceived ease of use, security, privacy and compatibility affect on customers attitude.self- efficiency, government support and technical support impact on the perceive behavior control.
Authors and Affiliations
Fatemeh Rahmati| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran., Babak Jamshidi Navid| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran., Ghasem AliShiri| MSc.Student in BusinessManagement, Department of managmen, Kermanshah branch, Islamic Azad University, Kermanshah, Iran.
Keywords
Related Articles
- EP ID EP5590
- DOI -
- Views 291
- Downloads 11
Repair of segmental bone defect using calcium phosphate granules and allogeneic bone matrix gelatin mixture in rabbits
Several methods are used to enhance bone repair and new bone formation. Bone matrix gelatin is recently introduced and calcium phosphate has gained importance in orthopaedics as repair materials for bone defects. The obj...
The Internal Causes of Turning Away from Religion
Innate tendency toward religion historically made the religion a twin to the humankind, but despite the innate tendency toward religion, like several other innate issues of human, it has damaged in a way that the inner a...
Nursing Managers Organizational Learning
The rapid development of technology, the growth of health – care organizations to deal with crisis, adversity and threats in today's competitive world vividly show the need of learning. In the midst of this situation, ma...
The level of student understanding of the terms "engineering culture" and "cultural engineering" and the role of the university in its development
This study examined the students' level of understanding of the terms "engineering culture" and "cultural engineering" and the role of universities in the development of descriptive and survey type. The study population...
Identifying and Prioritizing the Affective Factors on Rural Development Using Analytic Hierarchical Model (Case Study: Mine and Industries Organization of Urmia)
The aim of the present study is to identify and prioritize the affective factors on rural development using analytic hierarchical model. The study is applied, descriptive and survey in terms of goal, quality of data of d...