Financial Security of Female-Headed Households: A Preliminary Study
Journal Title: Asian Journal Social Sciences & Humanities - Year 2015, Vol 4, Issue 4
Abstract
Women play a dominant role and function in the market as women have their own voice and heard more and thus play a very active role in various fields. However, due to the life changing events occured such as death of husband, divorce, abandoned by husband, male migration, and sickly or specially challenged spouse caused women to become female-headed households with number of dependents. Thus, with lack of access in better education, occupation, and financial constraints to survive with higher cost of living and thus affect financial security of female-headed households. Financial security affect directly and indirectly towards female-headed households and also their children in sustaining the current living consumption. This preliminary study focused on the level of financial security among female-headed households in Malaysia. A total of 52 questionnaires have been distributed to female-headed households in purposive sampling in order to conduct a pilot test (pre-test). Only 31 female headed households have participated in this study. Finding shown that 48.4% of female-headed households is at moderate level of financial security. Chi square analysis shown that most of female headed households (66.7%) in the aged group of less than 25 years old have lower financial security whereas, those from aged of more than 50 years old (21.1%) have slightly high financial security. Moreover, contrary with previous studies, only 40% of female-headed households that received income range between RM 1001 to RM 1, 500 have high level of financial security. Hence, necessary plan and actions should be implement through financial education and financial counseling in order to improve financial security among female-headed households.
Authors and Affiliations
Siti Ahmad, Mohamad Sabri
Keywords
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