IMPACT OF BANK SPECIFIC DETERMINANTS ON NET INTEREST MARGIN: EMPIRICAL EVIDENCE FROM PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA
Journal Title: ICTACT Journal on Management Studies - Year 2016, Vol 2, Issue 4
Abstract
This empirical study critically examines the linkage between net interest margin of 43 public and private sector banks and bank specific determinants for the period 2002-2003 to 2013-2014. The study aims to find the association between Net Interest Margin (NIM) and bank specific determinants with the help of statistical tools such as descriptive statistics, multiple correlation analysis and multiple regression analysis. The analytical results confirmed the statistically significant relationship between net interest margin of public and private sector banks and bank specific factors such as return on investment, operating profits to total assets, provisions and contingences to total assets and burden to total assets ratios.
Authors and Affiliations
Arun Prakash P, Mohamed Sindhasha A M
BLENDED LEARNING APPROACH TO BUSINESS EDUCATION
Technology is constantly creating opportunities for management teachers to design, facilitate and build a collaborative “community of inquiry” and for students to interact and collaborate with their peers, faculty and co...
BLUE OCEAN STRATEGY - BIG VISION SMALL STEPS
Neither the industries nor the companies are doing all smart things. In fact every industry or company must be definitely having a tumbling road. To improve the quality of success, every firm needs to understand what it...
EMPLOYEE ENGAGEMENT – A MEDIATOR FOR MANAGING OCCUPATIONAL STRESS AMONG WOMEN NURSES – A STUDY WITH SPECIAL REFERENCE TO SELECTED HOSPITALS IN KANCHIPURAM DISTRICT
Health care is the primitive and essential service entity in the life of common man. It is the sector in which the work pattern is rigid and attitude of providing the care is flexible. The nature of job demands commitmen...
EXPLORING THE EVIDENCES OF OCCUPATIONAL STRESS TO BURNOUT AMONG WORKING WOMEN IN SELECTED SERVICE SECTORS IN TAMIL NADU
Occupational stress is the double edged instrument that works out on positive and negative dimension within the individual at work places. The attributes related to inducement of occupational stress are inconsistent and...
IMPACT OF LOAN CYCLE ON EMPOWERMENT IN MICRO FINANCE
The present study basically analyse the level of empowerment of people especially women in different loan cycle in the SHG loan. The study specifically examined the level of empowerment through microfinance in the region...