IMPACT OF BANK SPECIFIC DETERMINANTS ON NET INTEREST MARGIN: EMPIRICAL EVIDENCE FROM PUBLIC AND PRIVATE SECTOR COMMERCIAL BANKS IN INDIA
Journal Title: ICTACT Journal on Management Studies - Year 2016, Vol 2, Issue 4
Abstract
This empirical study critically examines the linkage between net interest margin of 43 public and private sector banks and bank specific determinants for the period 2002-2003 to 2013-2014. The study aims to find the association between Net Interest Margin (NIM) and bank specific determinants with the help of statistical tools such as descriptive statistics, multiple correlation analysis and multiple regression analysis. The analytical results confirmed the statistically significant relationship between net interest margin of public and private sector banks and bank specific factors such as return on investment, operating profits to total assets, provisions and contingences to total assets and burden to total assets ratios.
Authors and Affiliations
Arun Prakash P, Mohamed Sindhasha A M
Keywords
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- EP ID EP198664
- DOI 10.21917/ijms.2016.0051
- Views 128
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