Influence of Business Risks on Credit Access by Small Business Producer Groups in Trans Nzoia County, Kenya
Journal Title: Scholars Bulletin - Year 2017, Vol 3, Issue 8
Abstract
Abstract:This study general objective was to examine the influence of business risks in accessing of credit by small business producer group in Trans Nzoia County. The study specifically aimed at investigating the effect of business risk identification on access of credit by small business groups in Trans Zoia County, to investigate if business risk influences access of credit and to establish the effect of business risk monitoring on access of credit by small business groups in Trans Zoia County, Kenya The research used cross sectional design while data were collected through in-depth personal interviews administered through open-ended interview guides (Appendix I) to 54 chairpersons from 54 SBPGs and content analysis used to analyze data collected from the interviews. The study found that credit access is largely influenced by business risk and specifically the following risks; financial, strategy, operations, compliance and reputations. The study concludes that it is of general realization that SBPGs face business risk challenges in accessing the credit to develop their businesses. The research recommended the government, MFIs and social investors to come in to support the small businesses through trainings and capacity building. Keywords: Access of credit, business risk, and small business producer groups
Authors and Affiliations
Gideon Kosgei Korir, Kiragu David N
Keywords
Related Articles
- EP ID EP382300
- DOI -
- Views 123
- Downloads 0
Observations on the Hyperbola y2=120x2+1
Abstract: The binary quadratic equation representing the hyperbola is analyzed for its distinct integer solutions. A few properties among the solutions are presented Employing the integral solutions of the quadratic eq...
Reservoir Characteristics
Abstract: Big emotion well oilfield is located in the southern songliao basin in the central depression area in the middle of the changling sag, is the jilin oil field. Have a super Yi Dun Ji large lithologic reservoir g...
Teachers’ Social Competency in Improving Students’ Extracurricular Skills
Abstract:As professional’s teachers in the field of education, at least, they have the duties of teaching, mentors, class administrators, curriculum developers, professional developers, and community relations builders....
Formulation and In Vitro Evaluation of Chitosan and Hydroxy Ethyl Cellulose Interpenetrating Polymer Networks for Diltiazem Hydrochloride
Abstract: The purpose of this study was to develop a Interpenetrating Polymer Network (IPN) of Chitosan and Hydroxy Ethyl Cellulose (HEC). The drug Diltiazem HCl, used in the treatment of angina pectoris, hypertension an...
A pattern search method with non-monotone strategy
Abstract: In this paper, we propose and analyze a new non-monotone pattern search method for unconstrained optimization problems. Actually, we combined a new strategy of non-monotone technique with the traditional patter...