INSURANCE AS AN ECONOMIC CATEGORY AND WAYS OF DEVELOPMENT OF PROPERTY INSURANCE OF AGRICULTURAL ENTERPRISES IN UKRAINE
Journal Title: Науковий вісник Ужгородського національного університету. Серія: Міжнародні економічні відносини та світове господарство - Year 2018, Vol 18, Issue 2
Abstract
Insurance is one of the most powerful levers of financial institutions because it is insurance that contributes to the economic growth through effective risk management. Insurance is one of the types of damages to a natural or legal person through its redistribution. For agrarian business, insurance is a necessity because losses arise during actions that are not subject to humanity: natural disasters. In such a case, it is not possible to recover the losses incurred by person and, therefore, many agricultural enterprises remain with great losses and for their own interests. And the very established trust insurance fund will be able to solve this problem and act as reimburse for damages. But insurance is probable only at the conclusion of the legal relationship between the insurer and the insured. The article provides a brief analysis of the state of property insurance in the agrarian sector of the economy as one of the most influential areas of insurance in general in Ukraine. Different points of view are considered both domestic and foreign scientists, practitioners who conducted research on this issue, the most important and most influential characteristics of the economic essence of insurance are identified, and the main functions of insurance are outlined. The key directions for solving the task are substantiated, in particular the socio-economic essence of insurance is studied; the principles of classification in property insurance are disclosed; analyzed the main types of property insurance.
Authors and Affiliations
S. V. Potiyko
Keywords
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- EP ID EP671955
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