INSURANCE PRODUCTS AS PROTECTION TOOLS AGAINST THE RISK IN SPORT TOURISM: POLISH AND CROATIAN CASE STUDIES
Journal Title: Folia Turistica - Year 2017, Vol 43, Issue
Abstract
Purpose. The purpose of the article is to assess travel insurance as a method of protection against the risk of sport tourism on the basis of a review of insurance products on the Polish and Croatian markets with emphasis on those prepared for practicing biking tourism.<br/><br/>Method. A review of the literature and comparative analysis of the existing range of insurance products within both markets.<br/><br/>Findings. The revue was focused on selected insurance products of leading insurance companies on the Polish and Croatian markets. The overview of available insurance products in the field of active tourism is an indication of effective protection against the risk for people taking up endeavors other than those which are considered everyday activities.<br/><br/>Research and conclusion limitations. There is no definition of travel insurance in the Polish literature, but it is insurance aimed at satisfying the financial needs arising from the implementation of risk-taking activity for the entity. Empirical studies include leading insurers on the markets mentioned above within their scope of travel insurance offers for active sport tourism.<br/><br/>Practical implications. Increasing the forethought of insurance for tourists through awareness of risk and the available insurance coverage.<br/><br/>Originality. The paper concerns the important issue of protection against the risk in active sport tourism. It should be emphasized that the Croatian tourist market provides diversified sources of risk financing and insurance which is judged to be the most important method of financing risk in tourism. A comparative analysis of the Polish and Croatian was chosen due to the attractiveness of both countries in terms of tourism resources and intensive economic cooperation in the tourism sector.<br/><br/>Type of paper. A combination of an overview with empirical studies.<br/><br/>
Authors and Affiliations
Danuta Żylak, Andrzej Hadzik, Jakub Ryśnik, Rajmund Tomik
Keywords
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- DOI 10.5604/01.3001.0010.7813
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