Islamic Banks and Local Development in Indonesia
Journal Title: GATR Global Journal of Business & Social Science Review - Year 2014, Vol 2, Issue 1
Abstract
Objective - This paper was aimed to explain the development of Islamic banks and their contributions in Indonesia local development. Methodology/Technique - The paper described data on essential financial data of Islamic bank in 8 provinces in Indonesia mainly in their economic growth, percentage of population living under the poverty line, along with Islamic financial indicators, i.e. asset, third parties fund, and financing. Findings - The results indicate that Islamic banks accomplish impressive financial performance reflected in fast growing in asset, third parties fund, and financing. In terms of financial intermediaries, Islamic bank also performs well as presented in a larger share of financing compared to third parties fund. Islamic banks are also resilient to local short-run shocks in the economy. However, the relation between these financial indicators with economic indicators is not likely very supportive mainly because Islamic bank's limited market share and issue in financial inclusion in Indonesia. Novelty - As a preliminary research in the relation between Islamic finance and local development particularly in a new emerging decentralized economy, this paper bear a worthy endeavour in expanding this field of study in the future.
Authors and Affiliations
Yuli Andriansyah
Keywords
Related Articles
- EP ID EP185595
- DOI -
- Views 128
- Downloads 0
Classroom Arrangement through Computer: A New Approach
Objective - In the classroom, computers can be used for its better learning arrangements. Computers can be used either by the teacher or the learner but whatever way it is used, it is an important tool in the teaching-le...
Impacts of Marketing Mix on the Usage of Library Services towards Library Users' Satisfaction
Objective - The purpose of this study is to identify the impacts of implementing a marketing mix on the use of library services towards library users' satisfaction. Methodology/Technique - This study will be conducted i...
Why the Ancient Musical Essence is Still Retained in Dusun Tindal's Instrumental Music within its Modern Community?
Objective - This paper examines Dusun Tindal's instrumental music practice within the context of modernity of the society in Tenghilan, a town that is located on northwest Sabah. The study looks into the driving modish m...
A Review of Political Branding Research
Objective - This study aims to provide a comprehensive review of the political branding literature, to classify research articles according to their areas, categories and methodologies, and to identify the gaps in the li...
Critical analysis on the Children and Young Person Employment Act 1966 and the Education Act 1996 in relation to causes and effect of child labour in Malaysia
Objective - It is observed that the phenomena of working children is a long-standing issue in most under-developed and developing countries of the world and the number increases each year in the light of challenging dome...