LOAN DISBURSEMENT PATTERN OF THE HISAR DISTRICT CENTRAL CO-OPERATIVE BANK IN AGRICULTURE SECTOR
Journal Title: International Journal of Agriculture Sciences - Year 2017, Vol 9, Issue 1
Abstract
The objectives of present study were to examine the loan disbursement pattern of The Hisar District Central Co-operative Bank, in Agriculture sector. The study was conducted in Hisar district. In Hisar district, there are nine branches of District Central Co-operative Bank namely Hansi, Barwala, Narunand, Agroha, Arya Nagar, Mandi Adampur, Ukalana, DAC Hisar and Sisai. Hisar district was purposely selected due to easy accessibility. The primary data was obtained from the loanee farmers. List of loanee of Hisar block were prepared from selected bank branch and then 80 farmers were selected randomly and categorized in two categories. Category-I up to Rs. 3 lakhs and category-II more than Rs. 3 lakhs advances. Tablular analysis was done to solve this problem. Data presented in all branches shows that increment in total loan advanced(from 2000-01 to 2012-13) by District Central Co-operative Bank was maximum in Mandi Adampur branch and it was lowest in Narnaund branch of DCCBs Hisar. Total loan advanced were divided into two group and first one was agriculture credit second was non agriculture credit. Total loan advanced given by overall average of selected branches of District Central Co-operative Bank Hisar was increased from Rs.13.26 crores during 2000-01 to Rs.19.19 crores during 2012-13.
Authors and Affiliations
PRAMENDRA .
Keywords
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