Model of Institutional Protection Scheme in Polish Cooperative Banks
Journal Title: Annales Universitatis Mariae Curie-Skłodowska Sectio H Oeconomia - Year 2018, Vol 0, Issue 0
Abstract
This paper concerns the current issue of the threat of bankruptcy of cooperative banks in Poland and the model of the Institutional Protection Scheme (IPS) in Polish cooperative banks developed in this context. Such systems have been established in two associations of national cooperative banks as cooperatives managing the IPS. It was also influenced by European regulations, including the EU directive, through the introduction of appropriate provisions under the CRD IV/CRR package. The authors attempted to confirm that the IPS system significantly improves the security of associations of cooperative banks and individual banks. Since it is necessary to cover all cooperative banking with this system, the specificity of functioning of such a system is therefore analysed and its benefits and barriers were presented. The authors conducted their own case study based on the Cooperative – BPS Association Protection System.
Authors and Affiliations
Paweł Dec, Piotr Masiukiewicz
Keywords
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- EP ID EP614254
- DOI 10.17951/h.2018.52.6.25-35
- Views 71
- Downloads 0
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