Models and methodologies for credit scoring in personal banking: A literature review
Journal Title: Revista CEA - Year 2017, Vol 3, Issue 5
Abstract
This paper provides a literature review on risk scoring models for credit granting in personal banking. The methods by Abdou & Pointon (2011), Glennon, Kiefer, Larson, & Choi (2008), and Saavedra-García (2010) are considered. The aim is to create a sorting scheme to explain the multiple mathematical and econometrical models used for credit scoring and to produce an up-to-date list supported by scholars and experts in the field.
Authors and Affiliations
David Esteban RodrIguez-Guevara, Jairo Alfonso Becerra-Arévalo, Daniel Cardona-Valencia
Keywords
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