Models and methodologies for credit scoring in personal banking: A literature review
Journal Title: Revista CEA - Year 2017, Vol 3, Issue 5
Abstract
This paper provides a literature review on risk scoring models for credit granting in personal banking. The methods by Abdou & Pointon (2011), Glennon, Kiefer, Larson, & Choi (2008), and Saavedra-García (2010) are considered. The aim is to create a sorting scheme to explain the multiple mathematical and econometrical models used for credit scoring and to produce an up-to-date list supported by scholars and experts in the field.
Authors and Affiliations
David Esteban RodrIguez-Guevara, Jairo Alfonso Becerra-Arévalo, Daniel Cardona-Valencia
Keywords
Related Articles
- EP ID EP276257
- DOI -
- Views 316
- Downloads 0
Evaluation of the Service Quality: A Practical Experience in a Coffeehouse Chain
Service quality evaluation has become a very powerful tool for organizations to achieve, among other purposes, customer loyalty and competitiveness. In a particular context, this article offers a quantitative study of cu...
Analysis of the Supply Chain of Yucatán Habanero Pepper and its Designation of Origin
Supply chains have become important tools to study economic relationships because they can be used to understand different processes, agents, and characteristics involved in a product, from its origin until it reaches co...
IT Services Outsourcing: Governance Model for Public Universities
Purpose: The aim of this study was to design a governance model for IT services outsourcing at public universities. Design/methodology: This study employed a qualitative methodology divided into three steps: first, inte...
Leadership Styles of University Managers in Colombia: An Analysis of Gender, Experience, and Type of Institution
Purpose: To empirically determine if variables such as gender, job tenure, and type of Higher Education Institution promote certain leadership styles in university managers in Colombia. esign/methodology: The Multifacto...
Innovation Processes in the Colombian Manufacturing Industry
This paper aims to analyze innovation processes in the Colombian manufacturing industry by adopting a hermeneutic methodology and analyzing the results of interviews and a literature review. The Colombian manufacturing i...