Performance of Indian Commercial Banks: An Analytical Study
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 9
Abstract
The Indian financial system consists of different types of financial institutions. These are responsible for the development of the nation’s economy. Commercial banks are the major financial institutions and are the most important sector of the Indian money market. Commercial banks play a wider role in the mobilization and allocation of resources in an economy. The performance of the commercial banks will affect the growth of the economy. The present study attempts the operational performance of the Indian commercial banks. In this regards the researcher selected to study the number of commercial banks started, deposits mobilized by commercial banks in India, composition of NPA’s of Indian banks and NPA’s of commercial banks recovered through various channels. This study covers the performance of commercial banks which are operating in the country for a period of five years I.e., from 2012-13 to 2016-17. The study concludes the commercial banks of India have been significantly performing satisfactory and contributing to the national growth of the country.
Authors and Affiliations
B. Krishnaiah, Prof. T. Umamaheswara Rao
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