PROBLEMS AND PROSPECTS AGRICULTURE INSURANCE IN TELANGANA STATE
Journal Title: International Journal of Research in Social Sciences - Year 2017, Vol 7, Issue 9
Abstract
The current study scenario looks into the genesis of agricultural insurance in India macroscopically and examines various agricultural schemes operating in the state of Telangana state microscopically. The structures for the study were theortical research. The look of the review was on the functional agricultural. Insurance schemes were in Telangana state microscopically and macroscopically in the country. India had been administered crop insurance scheme since 1972 of which all the variants of the scheme introduced from time to time had various defict. Nevertheless India is not alone where public crop insurance has not been successful. In both developed and developing countries such Insurance schemes have incurred losses without offering an effective The important role player in the public sector companies offering crop insurance is Agricultural Insurance Company (AIC). The private company role players are IFFCO Tokio General Insurance Company Ltd, ICICI Lombard Insurance Company Ltd. The major insurance running in the country is NAIS but was not Telangana state since the paddy crops grown in the state is more risky crop in the wake of assured irrigation and high input agriculture. Weather based insurance products have got a good scope in the state to act as a tool of risk mitigation. The agriculture insurance can act as a motivation for the farmers of Telangana state to go for diversification by setting themselves free from the risks involved and the loss in income which they shall face. Crop insurance needs to be strongly taken up at the policy level; with well defined risk to ducts Telangana state‟s forthese agriculture risks in prsent scenario.
Authors and Affiliations
M. Vijay Kumar
Keywords
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