Productivity of Scheduled Commercial Banks in India
Journal Title: International Journal for Research in Applied Science and Engineering Technology (IJRASET) - Year 2017, Vol 5, Issue 7
Abstract
Banks plays an important role in financing the economic needs of the country. Productivity plays a vital role in economic growth and development in Indian banks. Productivity leads to efficient utilization of human, material and technological resources. The present paper attempts to measure productivity trends of scheduled commercial banks. In this paper productivity is analyzed under three broad parameters of productivity that is branch productivity and employee productivity and financial productivity. The time period of the study is from 2010-11 to 2014-15. The paper concludes that performance of SCBs in term of branch productivity is better on basis of total advances per branch than that of other ratios and employee productivity is better on basis of total deposits per employee than that of other ratios, whereas credit deposit ratio is better than return on assets and return on equity.
Authors and Affiliations
Ms. Pallavi, Dr. Rajni Saluja
Keywords
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