RISKS AND UNCERTAINTIES AS DETERMINANTS OF SIZE OF RECAPITALISED BANKS IN NIGERIA
Journal Title: International Journal of Marketing and Technology - Year 2012, Vol 7, Issue 7
Abstract
The study basically evaluates the effect of risks and uncertainties on the capital size and asset size of Money Deposit Banks in Nigeria. Two hypotheses were formulated for testing. The first hypothesis deals with risks‘ effect and the second one has to do with uncertainties‘ effect. The study utilises secondary data for the period of ten years ranging from 1999 to 2008. The techniques employed for the purpose of analysis are multiple regression models. Based on the data analysis and hypothesis testing of the effect of the relationship between risks and capital size of banks in Nigeria, the results provide evidence for the rejection of the null hypothesis. The study, therefore, concludes that risks have significant effect on the capital size of banks in Nigeria. In the case of the second hypothesis, the results of the study provide evidence for the rejection of the null hypothesis in the case of all the variables with the exception of long-term debt capacity uncertainty. The study concludes that uncertainties have significant effect on the asset size of banks in Nigeria. The study, therefore, recommends that the regulatory authorities of the Nigerian banking sector and the board of directors of Money Deposit Banks should work harder to ensure that effective monitoring of the variables used in this study are put in place as they have significant effect on the dependent variables. This shall assist in mitigating risks and uncertainty effect facing Money Deposit Banks.
Authors and Affiliations
Mohammed Habibu Sabari R
Keywords
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