Selected remarks on policyholders protection in the draft of Polish act on insurance distribution
Journal Title: ROZPRAWY UBEZPIECZENIOWE. Konsument na rynku usług finansowych. - Year 2017, Vol 25, Issue 3
Abstract
The purpose of this paper is to introduce certain new solutions in field of policyholders protection drafted by Polish legislators in the process of IDD implementation (in B2C and B2B transactions). By the end of February 2018, the Insurance Distribution Act is to enter into force, fundamentally reshaping Polish insurance law. The Insurance Distribution Act draft includes a multitude of provisions aimed at improving and broadening legal mechanisms guaranteeing the rights and obligations of insurance customers. However, the current contents of the Insurance Distribution Act draft already raise doubts whether the legislative techniques are accurate and precise. The authors focus on the solutions chosen in the Insurance Distribution Act draft that constitute new quality for Polish policyholders, including consumers. This is preceded by overall remarks on the draft itself as well as the current state of insurance legislation in Poland and the notion of a consumer.
Authors and Affiliations
Michał P. Ziemiak, Michał Marszelewski
Keywords
Related Articles
- EP ID EP254263
- DOI -
- Views 75
- Downloads 0
Scientific Review: Joanna Rutecka-Góra (Ed.), “Długoterminowe oszczędzanie. Postawy, strategie i wyzwania” [Long-term saving. Attitudes, strategies and challenges], Oficyna Wydawnicza SGH, Warsaw School of Economics, Warsaw 2016, 354 pages
-
Marcin Kawiński (red. nauk.), „Doubezpieczenie społeczne. Idea i kontynuacja”, Oficyna Wydawnicza SGH, Warszawa 2015, 244 s. – artykuł recenzyjny
/
Sprzedaż przez internet ubezpieczeń działu II w Polsce (Internet sales of non-life insurance in Poland)
Lata 2007–2009 były na polskim rynku ubezpieczeniowym okresem dynamicznego rozwoju sprzedaży ubezpieczeń majątkowych (głównie) i pozostałych osobowych na odległość (direct), w tym szczególnie sprzedaży internetowej. Na p...
Cyberprzestępczość w świecie finansów – ryzyka cybernetyczne
/
The directions of the development of supplementary pension scheme in Poland (Kierunki rozwoju dodatkowego systemu emerytalnego w Polsce)
Forecasted significant decrease in replacement rates from the base part of the pension scheme as well as increase in the size of a pension gap connected with it [cf. e.g. EUC 2012; OECD 2014] result in the issue of the n...