The Debt and Investment Status a Tamilnadu Farmers
Journal Title: International Journal of Agricultural Science and Research (IJASR) - Year 2019, Vol 9, Issue 4
Abstract
More than 80 per cent of farmers in India fall in small or marginal farmers group who require financial resources on a regular basis for their farming activities. in Tamil Nadu more than 90 Per cent of the farmers are marginal and small farmers. Therefore, accessibility to financial resources at reasonable terms and conditions is crucial for the well-being of the households. The agrarian crisis that has rampaged through rural India for the past few years has been associated with a rising burden of indebtedness among the farmers. The present study aimed in addressing the change in borrowing pattern of Tamil Nadu farmers over the decade, For what purpose they borrow at what terms of loan etc and the repayment capacity of the farmers. All India Debt & Investment Survey of 59th and 70th rounds of National Sample Survey Organization data was used for the study. The results showed that mostly farm households borrow to meet their household expenditure which is unproductive. The average interest rate has declined for both the sources of credit and more farmers borrow for a shorter tenure than earlier. average amount of debt is Rs. 1,30,824 /farm household
Authors and Affiliations
Vidhyavathi . A, Padma Rani . S, Sivasankari . S
Keywords
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- EP ID EP649226
- DOI 10.24247/ijasraug201929
- Views 208
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