Use of Technology and Financial Literacy on SMEs Practices and Performance in Developing Economies
Journal Title: International Journal of Advanced Computer Science & Applications - Year 2018, Vol 9, Issue 5
Abstract
Micro, Small and Medium Enterprises (SMEs) practices in developing economies experience a unique set of challenges to attain their success. With a view of analyzing double impact of SME financial literacy and use of technology on practice of record keeping and risk management as echoed on firm performance, the partial least square structural equation modelling was used to configure the perceived impact of these variables. The results posit a significant relationship between the firm use of technology to its practice of record keeping and performance, a significant positive association of financial literacy and firm risk management practices. Nevertheless the study found insignificant association of financial literacy and firm book keeping practice; it offers unleashed dual practical role of financial literacy and use of technology for improving SMEs financial practices in developing economies.
Authors and Affiliations
Juma Buhimila Mabula, Han Dong Ping
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