Analysis of Sustainability and Inclusive Strategies in Achieving Profitability: Studies on Banking Listed on the Indonesia Stock Exchange
Journal Title: International Journal of Multidisciplinary Research and Analysis - Year 2023, Vol 6, Issue 08
Abstract
Sustainable and inclusive finance are concepts that are currently developing rapidly. This concept emerged as a response to the challenges and needs that exist in the current financial system. This study aims to determine the effect of implementing a green banking strategy, fintech adoption, and financial inclusion on profitability in the banking sector in Indonesia. The object of this study are banking companies listed on the Indonesia Stock Exchange for the 2015-2021 period. In this study, it was found that there were 46 banking companies listed on the IDX, but not all of them were sampled. Panel data regression analysis is used to see the effect of independent variables on the dependent variable. This study shows the simultaneous results that green banking strategy, fintech adoption, and financial inclusion significantly affect banking profitability. Partly, implementing green banking strategies and ATM numbers affect bank profits. Meanwhile, fintech adoption, the number of loans, the number of third parties, and the number of branch offices have no effect.
Authors and Affiliations
M. Khoiruddin, Nur Rahmah Tri Utami
Keywords
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- EP ID EP720258
- DOI 10.47191/ijmra/v6-i8-62
- Views 39
- Downloads 0
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