Bank Credit by Commercial Banks in India
Journal Title: IOSR journal of Business and Management - Year 2018, Vol 20, Issue 4
Abstract
This paper deals with land development bank limited time exercises, and additionally unmistakably demonstrate the utilitarian project, limbs advance requisition methodology and generally speaking exercises about the area advancement bank. The credit –deposit ratio is an Indicator of progress of any financial institution like commercial banks. It indicates the level of credit deployment of banks in relation to deposits mobilized by them. A high credit-deposit ratio indicates that larger portion of deposits is used to earn maximum interests.The study has carried out with a purpose to present the performance of public sector banks through the c-d ratio in last decades by classifying credits and deposits along with the percentage. The current study is an attempt to find out the various factors that justify the performance of commercial banking in Bihar. In this study secondary data was used and the sample size of the study was from 2010 to 2015.
Authors and Affiliations
Kumar Nayan
Keywords
Related Articles
- EP ID EP410164
- DOI 10.9790/487X-2004012729.
- Views 51
- Downloads 0
Factors Influencing the Diffusion and Acceptance of Innovation in the Payment Technology Area.
Non-cash payment instruments provide a small part of payments so far, but the use of innovative products in this area is growing at a relatively high rate. This study present a technology acceptance model(TAM) that integ...
Enhancing Job Engagement through Employee Voice in Nigerian Banking Industry
A key strategy for sustained competitive advantage is to have highly engaged employees. Results from previous researches revealed low levels of employee engagement in organizations. This study investigated how the use of...
L’influence de la responsabilité sociétale de l’entreprise sur l’image de l’entreprise : cas d’un pays émergent.
In recent years, there has been an intensification of CSR communication in the world and especially in Morocco. The purpose of this article is to understand how the consumer perceives CSR, to identify the perceived dimen...
Managerial Competency Mapping And Gap Analysis Among The Middle Level Managers Of Insurance Sector
In the emerging world of business, there is necessity to the organization to build and develop the management framework on the basis of competency. This high‐level category architecture assists in organizing the competen...
Consumer Responseto Sales Promotion Tools: The Moderating Role of Brand Awareness (Case of Turkish Market)
The effectiveness of sales promotion tools depend on many factors like the level of promotional benefit and brand equity and product nature. The purpose of this paper is to examine how brand awareness moderates consumers...