Methodological approaches to assessing of the banking risks transparency
Journal Title: Економіка: реалії часу - Year 2016, Vol 1, Issue 23
Abstract
Taking into consideration the increasing of the financial and commodity markets architecture complexity, the constant development of globalization processes and the concentration of banking capital, the most relevant and those causing research interest is the problem of transparency of banks in general and their risks in particular. It has still not developed a unified approach to assessment of the banks’ risks transparency level despite the increased attention of Supervisory authorities to this issue. So, the purpose of this article is to develop a comprehensive methodology for assessing the transparency of banks’ risks with regard to national requirements and international recommendations regarding the disclosure of information by banks about the risks of their activities. It has been made the critical analysis of existing approaches to assessment of the banks’ transparency level according to the methodologies proposed by research institutes, international and national rating agencies with identifying the advantages and disadvantages of each of them. On the basis of the conducted analysis it has been developed a complex methodology involving the calculation of the integral index of banks’ risks transparency, which allows to: assess the current level of disclosure of the information about risks by domestic banks and the dynamics of its changes, including comparative analysis with the transparency of the risks of international banks; develop the system of measures aimed to achieve the greater transparency of the risks of domestic banks through the development of special programs and modification of national legislation in this sphere; evaluate the link between the transparency of banks’ risks and rates of return, riskiness and financial stability.
Authors and Affiliations
Kateryna Busko
Keywords
Related Articles
- EP ID EP571560
- DOI -
- Views 47
- Downloads 0
Major premises for overcoming manifestation of asymmetry in financial markets
The article investigates the causes and ways to overcome information asymmetry in the financial market. Showing benefits the state as the main regulator in addressing the manifestations of information asymmetry and justi...
Territorial brand SEZ as the mechanism of reincarnation of the depressed regions of Ukraine
This article analyzed the practice of special (free) economic zones as a form of territorial brand in Ukraine. The problems of their creation and development. The possibility of using SEZs as the optimal format of territ...
The use of economic and statistical methods in the analysis of stock trading companies
In the article describes the procedure for inventory analysis with economic and statistical methods to the retailer. Determine the purpose and direction, which analyzed the dynamics of indicators of the availability and...
Conceptual approaches to motivation in the innovative activity of enterprise.
The article is devoted to explanatory of general conceptual approaches to motivation and their possible application in the innovative activity of an enterprise. Three modern conceptual approaches to personnel motivation...
Market conditions of development of the Ukrainian automotive market
Last century was characterized by intensive development of automobile industry, as evidenced by the dynamics of the global production of vehicles. Research and analysis of automobile industry in Ukraine dedicated to scie...